St Louis Mortgage Rates for April 30 2013

The mortgage back securities are back to the lows of late last year. We are seeing 15 yr fixed rates with a 2.625% with an APR of 2.835% . The 30 year fixed is at 3.5% with an APR of 3.628%. These quotes are for a conventional loan with 20% down or equity of 20 % and a 740 credit score.If you would like to get set up on our rate alert system and have current rates sent to you on a daily or weekly bases go to the following link.

http://www.stlmortgagerates.com/forms/rateTracker.html

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The Only Guaranteed Return On Your Money

The only guarantee rate of return in today volatile market is to payoff debt. We offer no closing cost refinances and advise our clients to keep making the same payment. With rates 4% and below this could save you thousands of dollars. I have clients that are paying their mortgages off up to 10 yrs sooner making the same payment as they were. If you would like a free quote go to the link below and fill out the information.
http://https://1247715639.secure-loancenter.com/WebApp/ShortApp.aspx

Fed Meeting

Mortgage rates are near the lows of last year. A 30 yr fixed is 4.375%, 15 yr is 3.75%, , this is a great time to buy a home. Let us show you a new way to buy a home. With our commitment as good as cash program. We can show you how to buy a home for less money than with the normal pre-approval process most lender have. Call me today and let us help you find a house to call home!

Mbs tarp program has ended.

The Feds have stopped there tarp program to purchase MBS ( mortgage backed securities) this will start to drive interest rate up. If you are thinking of purchasing a home, you must act now. The tax credit is set to expire if you are not under contract by 04-30-2010. Rates have went up form there lows. A 30 yr fixed Conventional loan is 5.25% no points or 4.875 with 1. point. A FHA 30 yr fixed is 5.0% no points. For a quick prequal go to http://www.stlmortgagerates.com/ and go to quick quote.
Thank you
Dennis Sauerwein

Mortgage Rates are Improv

Rates are very good today 30 yr fixed is 4.875 no points, property values down over 15% with the tax credit. NOW is the time to buy, checkout www.stlmortgagerates.com

If you have not purchased a home do it now!!!

Congress extended the tax credit to 6-30-2009, but you must be under contract by 4-30-2009.

Long term mortgage rates are now below 5% with no points, 5/1 Arms are now below 4%. Property values are still 15% off the high's of 2006. There no better time than right now to buy.